Declaration of Ownership and Original Authorship

HSA Card Grade Pro (the "Application") · Effective date: August 27, 2026

This Application and all of its source code, design, branding, content, and assets are the exclusive property of the Owner and are protected by all applicable copyright laws. Any unauthorized copying, distribution, or reproduction of this application, its files, or its assets via any medium is strictly prohibited.

1. Declaration

This Declaration of Ownership is made and issued by the authorized owner of the Application known as "HSA Card Grade Pro" (the "Application", also branded as "HSAGRADING"), represented by HSA Card Grade Pro (T.R.) ("the Owner"). The Owner declares, under penalty of perjury and to the best of their knowledge, that they are the sole and exclusive owner of all rights, title, and interest in and to the Application, including but not limited to every item listed in Section 2.

2. Covered materials

This Declaration applies to the full and complete body of work that constitutes the Application, including, without limitation: (a) all source code, scripts, modules, components, server functions, database structures, schemas, migrations, configuration files, and build files (the "Source Code"); (b) all user-interface designs, layouts, visual compositions, color systems, typography, iconography, illustrations, and interactive flows (the "Designs"); (c) the overall application structure, architecture, information architecture, navigation hierarchy, and routing structure (the "Structure"); (d) all databases, data models, table definitions, row-level security policies, stored logic, and data schemas (the "Database Structures"); (e) all branding, trademarks, trade names, logos, product names, and associated identifiers, including "HSA Card Grade Pro" and "HSAGRADING" (the "Branding"); (f) all written content, marketing copy, descriptive text, reports, guides, documentation, and metadata (the "Content"); (g) all audiovisual assets, images, icons, videos, and generated media (the "Assets"); and (h) the selection, coordination, arrangement, and presentation of all the foregoing as a complete and original application.

3. Original authorship and first publication

The Owner declares that the Covered Materials are original works of authorship created for the Application, that the Application is an original work, and that the Owner is the author of the Application for all purposes of copyright law. The Application was first created and fixed in a tangible medium of expression by the Owner beginning in 2026.

4. Exclusive ownership — all copyright laws apply

The Owner asserts exclusive ownership of all copyrights and all other intellectual-property rights in and to the Covered Materials. No part of the Application, its Source Code, Designs, Structure, Database Structures, Branding, Content, or Assets may be copied, reproduced, distributed, sublicensed, sold, transferred, publicly displayed, performed, or used to create derivative works, in whole or in part, by any means or in any medium, without the prior written authorization of the Owner. All applicable copyright laws, including the Copyright Act and international treaty obligations, apply to the fullest extent.

5. Work made with tools

The Application was developed with the assistance of software development tools, including the Lovable platform. The Owner declares that the Owner directed, selected, controlled, and arranged all creative and authorial decisions embodied in the Covered Materials, and that the Owner is the author and owner of the resulting work. Any contribution of automated tooling is incorporated into, and subsists as part of, the Owner's work product, and no third party retains any ownership interest in the Application or the Covered Materials as a result of such tooling.

6. No implied license

Nothing in this Declaration grants any license, right, or interest in the Covered Materials. All rights not expressly granted in writing by the Owner are reserved. Use, access to, or possession of the Application does not convey any ownership, license, or other right except as expressly authorized in writing by the Owner.

7. No warranties; limitation

The Application and the Covered Materials are provided for use as authorized by the Owner. To the maximum extent permitted by applicable law, the Owner makes no representation or warranty regarding the Application's fitness for any particular purpose, and disclaims all liability for any use of the Application beyond that expressly authorized.

8. Infringement and enforcement

The Owner reserves all rights to enforce their intellectual-property rights against any unauthorized use, copying, distribution, or derivation of the Covered Materials, including through legal action, injunctive relief, and claims for damages.

9. Governing terms

This Declaration is supplemental to, and does not replace, the terms stated in the Application's LICENSE file. In the event of any conflict, the LICENSE file controls with respect to licensing terms, and this Declaration controls with respect to ownership and authorship.

10. Contact and inquiries

All inquiries regarding ownership, licensing, or authorized use of the Application must be directed to the Owner at: HSA Card Grade Pro (T.R.) — https://hsapregradepro.com

In witness whereof

The Owner has issued this Declaration as of the Effective Date stated above.

HSA Card Grade Pro (T.R.) — Owner

This Declaration is a statement of ownership and authorship intended to support the Owner's copyright registration and enforcement of the Application. It is not a substitute for legal advice and does not convey any rights. Parties seeking to license or use the Application must obtain written authorization from the Owner.